What is the Survivors' Grant or Pension and how much is it?
It's a benefit that a surviving spouse and children receive when an insured person, who was receiving or qualified to receive Invalidity or Old Age Contributory Benefit, dies. If the deceased had qualified for a grant, the Survivors' Benefit would be a lump sum while if the deceased had qualified for a pension the benefit would be a pension.
My 26 year-old son lives in his own home. If his father dies will he receive Survivors' Benefit? No, the benefit is only payable to children who are:
In this case the benefit is payable until he turns 21 invalids. In this case he'll be entitled to Survivors' Benefit as long as his invalidity lasts
- unmarried (including adopted and stepchildren) who were living with or were wholly or mainly maintained by the parent and are
- under 16 years of age unless the child is in full-time education at an approved educational institution.
Once I qualify how much will I receive?
If you're a widow or widower you'd receive ½ of the Invalidity or Old Age Contributory Benefit that your deceased spouse would have gotten if he/she were alive.
If you're a child you'd receive 1/6 of the amount your parent would have received if he/she were alive. But if you are an orphan or invalid you may receive 1/3. Also if your parent is not entitled to Survivors' Benefit you are likely to receive the full amount.
For more information download the NIS Guide to Benefits booklet which you can view in Adobe Acrobat. If you don't have Acrobat, click here to download it.
Have more questions or need to clearly understand the terms used? Take a look through the FAQ or the Glossary in the Information Zone.