Employees - Employee Benefits
The daily rate for sickness benefits is 66 2/3% of your average insurable earnings, divided by 6. Need more information on insurable earnings? Check the Glossary in the information zone above.
As an employee you can receive numerous benefits provided by the National Insurance Scheme (NIS):
For more detailed information on any of these benefits, click the relevant link above.
Here are a few things you should know:
Insured persons are covered up to the first $1,112 (per week) of earnings or $4,820 (per month) of earnings
If your pension is paid to a friend or relative, or deposited to a bank account, you’ll need to submit a life certificate to the National Insurance (NI) Office every two months
About Claiming benefits
You must claim your benefits as soon as possible. Otherwise you may be disqualified or even lose the entire benefit.
Fill out your claim form completely and correctly. Ensure that your national registration number (I.D. card number) and your NIS number are filled in correctly.
About benefit cheques
Benefits are paid by cheque, which can be cashed at any commercial bank. If the payment is less than $500 you can cash it at any post office or the National Insurance Office.
Your cheque is valid for six months from the date of the cheque.
If you lose it and need it replaced before the six months expire you’ll have to fill out a Deed of Indemnity. This means you’ll repay the NIS if you find the lost cheque after you receive the replacement cheque.
Should you find the cheque after six months but hadn’t filled out the deed you should return the cheque and apply to the Board to have it re-issued.