Benefits - Maternity Grant/Benefit

 
How do I qualify for a Maternity Benefit?

If employed, you must have:

– been insured for at least 26 contribution weeks

– paid at least 16 contributions in the two contribution quarters but one before the contribution quarter in which the benefit could become payable

If you’re self-employed, to qualify you must have:

– no fewer than 39 contributions paid or credited to your account in the four consecutive quarters
ending with the quarter but one before the contribution quarter in which benefit could become payable

– paid at least 16 contributions in the two contribution quarters before the contribution quarter
in which the benefit could become payable

What’s the rate of Maternity Benefit?

The daily rate is 100% of your average insurable weekly earnings, divided by 6.

Example:

If your weekly insurable earning is $300, then your daily rate is $50.

Suppose I’m unable to work after the end of my maternity leave?

If you can’t work because of delivery complications, sickness benefit can be paid, once you are eligible, from the
day that your maternity benefit was payable.

If I go overseas will I receive a Maternity Benefit?

No, you will not receive a maternity benefit if you are overseas, unless you leave for medical attention.

Suppose I don’t qualify for a Maternity Benefit?

Then you may be eligible for a maternity grant.

How can I qualify for a Maternity Grant? 

To receive a Maternity Grant:

– be insured through the NIS

– be insured but unable to meet the contribution requirements for maternity benefit

– have a spouse who is insured and has paid the required number of contributions that would enable you to qualify if you had paid them yourself.

Do I have to be married to receive a Maternity Grant?

No. If two people have been single and living together for the last two years, this qualifies as a spousal relationship. Single, in this case, also refers to widows, widowers, and those who have not remarried.

What’s the amount of money I’ll receive if I apply for a Maternity Grant?

You’ll be able to claim $1,220 if you went through a period of confinement.

For more information download the NIS Guide to Benefits booklet in our Information Zone which you can view
in Adobe Acrobat. If you don’t have Acrobat, click here to download it.